The Delta State Police Command has commenced the enforcement of the Third-Party Motor Vehicle Insurance policy, following the February 1, 2025, compliance deadline set in line with directives from the Inspector General of Police, IGP Kayode Egbetokun.
The enforcement, based on the provisions of Section 68 of the Insurance Act and Sections 1-3 of the Motor Vehicle (Third-Party Insurance) Act, requires all vehicle owners to obtain at least Third-Party Insurance before operating on Nigerian roads. This type of insurance provides financial coverage for damages caused to another person’s vehicle in the event of an accident.
The Delta State Police Command, citing reports from the Nigerian Insurance Association, expressed concern over the declining number of insured vehicles in the state. In response, an enforcement team has been established to address non-compliance and ensure accident victims receive adequate compensation.
Commissioner of Police Abaniwonda Olufemi emphasized that the crackdown is intended to promote fairness and protect law-abiding road users. He urged motorists to comply with the law, stressing that driving without insurance is both illegal and irresponsible.
“Uninsured drivers put themselves and others at financial risk. We urge all vehicle owners to verify their insurance policies and ensure they are covered before getting behind the wheel,” CP Olufemi stated.
The police further advised motorists to carry proof of valid Third-Party Insurance at all times to avoid legal consequences, which may include vehicle seizure, impoundment, or prosecution.
The enforcement exercise is part of broader efforts to enhance road safety and ensure compliance with Nigerian traffic regulations.